What is the Best Day of the Year to Buy a Home?

Is there really a best day of the year to buy a home? According to RealtyTrac, the online marketplace for real estate information, home sales data points to a specific day in October that homebuyers should be aware of this fall. RealtyTrac analyzed data from more than 32 million single family home and condo sales from 2000 to the present and found that home buyers get the best deal to buy a home on October 8. In fact, over a 15-year period, home sales on that day are 2.6 percent below average … [Read more...]

9 Ways to Improve Your Credit Score Before You Buy

When it comes to buying a home, your credit score is one of the most important criteria lenders look at to determine whether you qualify for a mortgage. If you suspect your current score needs a boost, there are several things you can do now to improve your credit score profile before you buy. In addition to paying all your bills on time, Trulia says one surefire way to improve your credit score is to pay your credit card balances down to less than 50 percent of their limit. They also recommend … [Read more...]